I think I’ve been pretty good with money overall. But I do have some big-ass goals related to paying down the demand loan on my building and those extra payments aren’t going to make themselves, ya know?
One of the first things I’m looking at to increase mindfulness in my life is to become more mindful about my spending (again). In the bad old, sad old days, I was used to having to sweat over every little purchase. It was not fun.
Living on my own now, I actually have more money at my disposal than when I was married, thanks to no longer carrying two properties while also paying for a masters degree and supporting husband #2’s dream of becoming a golf pro (a seasonal, minimum wage venture while apprenticing). Huh, go figure. Thus for the last few years I’ve been enjoying not having to think too much where the money was going to come from when an idea/item took my fancy. (Kayaks, I am looking at you!)
A while back I read an excellent post on how, in our consumerist culture, we are brainwashed into thinking we can save money by spending money. This was embraced by husband #1 – it used to make me crazy to have to scrimp on
groceries everything only to have him come home with some expensive new toy tool and proclaim how much money he saved by buying it.
Like the whole second-hand sewing machine vs. motorcycle debacle. In the early days of our marriage (1981, I believe), I asked if he thought we could afford to get me a used sewing machine I saw listed in the newspaper ($150) and he said we couldn’t afford it right now. I was disappointed but agreed to wait. Not even three weeks later he comes home late from work and tells me he bought a motorcycle ($3500). Even put on his big boy pants and went and got a loan – all by his little self – without so much as a hint to me as to what he was doing/thinking. But he got SUCH A GREAT DEAL!
So I did what any good wife would do. Ran right out to the mall and came home with a brand new
designer wardrobe sewing machine ($250). Good times, good times. Good thing I’m “over” it. Yup. (See yesterday’s post.)
Back to the Now: The post I mentioned above – on Our Next Life – resonated with me so much that I still remember it, weeks later. It really is worth the time to click through the link and read about how this couple “fostered a new mindset” instead. AND, their spending went down and savings increased when they weren’t hunting for the best deal when considering a purchase. Mind. Blown.
Like Mrs. ONL, I have been spending this past week ruthlessly unsubscribing from store emails – at a rate of about 5-10 per day!
Some were easy…some I struggled with because, well….oh look, such pretty things from a favourite retailer… I love a deal as much as any red-blooded woman.
These Inbox temptresses were arriving daily with one purpose only: to create a desire to purchase that didn’t exist in me until I opened them up.
Hey yeah, I’ve been meaning to get me one of those, and look – it’s on sale with free shipping if I spend more than $50! What else can I buy to take advantage of the free shipping? Look at all the money I’m saving by buying this thing I had no idea I “needed” until I READ. THIS. EMAIL.
Free shipping and returns?
Code for 50% off on EVERYTHING IN THE STORE/ONLINE?
NOGO! Get thee behind me, Satan! I unsubscribe you. Back to the sooty depths of the spam folder, where you belong!
Yeah. So I’m letting that shit go.
Money mindfulness for a Mindful Monday.